Bank Account Data - Account Balance Output

balanceAmount

Amount

Mandatory

an object containing:

amount Float currency Max3Text

balanceType

Balance Type

Mandatory

creditLimitIncluded

Boolean

Optional

A flag indicating if the credit limit of the corresponding account is included in the calculation of the balance, where applicable.

lastChangeDateTime

ISODateTime

Optional

This data element might be used to indicate e.g. with the expected or booked balance that no action is known on the account, which is not yet booked.

lastCommitted Transaction

Max35Text

Optional

entryReference of the last commited transaction to support the TPP in identifying whether all end users transactions are already known.

referenceDate

ISODate

Optional

indicates the date of the balance

closingAvailable

Closing balance of amount of money that is at the disposal of the account owner on the date specified.

closingBooked

Balance of the account at the end of the pre-agreed account reporting period. It is the sum of the opening booked balance at the beginning of the period and all entries booked to the account during the pre-agreed account reporting period. For card-accounts, this is composed of - invoiced, but not yet paid entries

closingCleared

Closing balance of amount of money that is cleared on the date specified.

expected

Balance composed of booked entries and pending items known at the time of calculation, which projects the end of day balance if everything is booked on the account and no other entry is posted. For card accounts, this is composed of - invoiced, but not yet paid entries, - not yet invoiced but already booked entries and - pending items (not yet booked)

forwardAvailable

Forward available balance of money that is at the disposal of the account owner on the date specified.

interimAvailable

Available balance calculated in the course of the account ’servicer’s business day, at the time specified, and subject to further changes during the business day. The interim balance is calculated on the basis of booked credit and debit items during the calculation time/period specified. For card-accounts, this is composed of - invoiced, but not yet paid entries, - not yet invoiced but already booked entries

interimCleared

Cleared balance calculated in the course of the account servicer's business day, at the time specified, and subject to further changes during the business day.

information

Balance for informational purposes.

interimBooked

Balance calculated in the course of the account servicer's business day, at the time specified, and subject to further changes during the business day. The interim balance is calculated on the basis of booked credit and debit items during the calculation time/period specified.

nonInvoiced

Only for card accounts, to be defined yet.

openingBooked

Book balance of the account at the beginning of the account reporting period. It always equals the closing book balance from the previous report.

openingAvailable

Opening balance of amount of money that is at the disposal of the account owner on the date specified.

openingCleared

Opening balance of amount of money that is cleared on the date specified.

previouslyClosedBooked

Balance of the account at the previously closed account reporting period. The opening booked balance for the new period has to be equal to this balance. Usage: the previously booked closing balance should equal (inclusive date) the booked closing balance of the date it references and equal the actual booked opening balance of the current date.