Partners: Sending Money

You’ll need to provide a way for your users to initiate outbound payments so they can send money to their chosen recipients (whom we’ll refer to from now on as “end customers”). An outbound payment allows you to push money to an end customer’s bank account with a simple API call.

Refer to the guides here to learn how to create an outbound payment, the types of outbound payments available, and the required parameters.

What changes for you as a Partner?

The main difference when initiating an outbound payment from your app is how you’ll need to handle the Strong Customer Authentication (SCA) regulatory requirement. You can read more about SCA and how GoCardless complies with it here.

Your app can initiate an outbound payment via an API call only if that payment qualifies for an SCA exemption (read more here). When SCA is required for a payment, the app cannot perform it on our behalf, as responsibility for meeting SCA requirements lies with GoCardless. In these cases, the outbound payment must be initiated through a redirect to the GoCardless dashboard.